LICENSES: State of Florida 520 Independent Adjuster License

SCHOOLS: GAB Business Service, Inc., Property, Casualty and Value Appraiser Schools; INS & ADJ Property and General Insurance Courses, Florida Advisory Committee on Arson Prevention Seminar 1976 through 1994, State of Florida Arson Seminar 1982 & 1985, University of Central Florida Sinkhole Seminar 1986, Improved Risk Mutual Advanced Property Seminar 1985, NFIP Annual Flood Seminar, PLRB Seminar Chicago, Illinois 1995, Anaheim, California, 1996, FAIA Coverage Seminar annually, Xactimate Computer Estimating School 1992.

EDUCATION: Bachelor of Science, North Dakota State University, Major - Mathematics.

ORGANIZATIONS: Orlando Claims Association - President 1981; Florida Advisory Committee on Arson Prevention - President 1985; Florida Insurance Council.

APPRAISER/UMPIRE EXPERIENCE : Jack has participated in over 200 policy appraisals either as appraiser or umpire including, among others, Commercial Building, Contents and Business Interruption losses, Residential Dwelling, Personal Property and Additional Living Expense. He has extensive experience in determining Replacement Cost and ACV on damaged contents and equipment and has the ability to calculate earnings loss or business interruption claims with actuary. Adjuster written estimates are a specialty on all types of buildings.

EXPERIENCE: Cramer Johnson Wiggins & Associates, 8/81-Present: Managing Partner in Orlando, Florida with Cramer Johnson Wiggins & Associates independent insurance adjusters and appraisers. All lines of insurance claims are handled, but specialty is major property losses including business interruption and catastrophe.

GAB Business Service, Inc., 1970-1981: Tenure included 11 years of handling first and third party insurance claims and the managing of the Orlando GAB Branch Office from 1973 to 1981. Gained experience in adjustment of various catastrophe claims, including train wrecks, hail storms, flood and windstorm (hurricane) throughout the United States.

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